If me as a homeowner get seriosly injured on my property can I claim on my homeowners insurance?
Answers: Maybe yes maybe no. Some policies will, some won't. You call for to call the insurance company.
Not potential. Read your policy. Most homeowner insurance is there to protect your financial liability surrounded by case someone excluding you gets hurt while on your property.
Yes. That's what it's for. As long as you weren't negilgent, you'll be okay.
Isn't that approaching suing yourself???
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