Can anyone purchase a home?
Answers:
go see a financial advisor and see what mortgages you can get and for how much.
It might be worthwhile looking into shared ownership houses.
Also depending on what you have done at college - key worker ie doctor/nurse/teacher there is a government scheme to help you buy a house.
Good luck
Other answers:
Talk to a realtor. They can fill you in on all kinds of specialized programs for first time buyers and stuff.
Talk to a realtor. They can fill you in on all kinds of specialized programs for first time buyers and stuff.
Start by talking to your bank, educate yourself about your options, and then you will know. A lot depends on where you live, if everything around you cost 300,000 and up you might have a hard time. But who knows? GOOD LUCK
It all depends on your credit score, the price of the home, the area and how much money you have that is going out as well as how much you have as a down payment.
Whatever you do though no matter what anyone including the loaning institution tells you DO NOT GET AN A.R.M. MORTGAGE!!
An adjustable rate mortgage may sound nice, but will kill you in the long run and cause you to lose your home, credit and all youve worked for. If you cant get a standard 30 year fixed loan, then dont get a loan at all or you will be sorry.
You probably can but at a high interest rate. The better your credit the better interest rate you will get. You should get a credit report on yourself from all three credit agency's and get your fico score also.
You should watch the Suze Orman show, she talks about all that stuff.
Good luck
Cheaper to buy a little plot of land and a tent until you can build something underground and save on all those nasty bills and funeral expenses.
you really need to get a job for that. banks need security that you will repay the loan you will take out.
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